Data Science and AI: Transforming Fintech Landscape in India

  • Parvathi,
  • Anna Maria Joseph and Anjaly Ann Joseph
  • Show Author Details
  • Parvathi

    Student at School of Legal Studies, CUSAT, India

  • Anna Maria Joseph

    Student at School of Legal Studies, CUSAT, India

  • Anjaly Ann Joseph

    Advocate at High Court of Kerala, India

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This research paper explores the significant impact of data science and artificial intelligence (AI) on the fintech industry in India. As one of the fastest-growing economies in the world, India's fintech sector has experienced remarkable growth, with data-driven technologies playing a pivotal role in its transformation. This paper investigates the various ways data science and AI are changing the game for fintech’s in India, including enhancing customer experiences, improving risk assessment and fraud detection, driving financial inclusion, and fostering innovation in financial services. Through a comprehensive analysis of relevant case studies, industry reports, and academic research, we present a detailed overview of the evolving fintech landscape and its potential future trajectory.


Research Paper


International Journal of Law Management and Humanities, Volume 6, Issue 4, Page 1349 - 1361


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This is an Open Access article, distributed under the terms of the Creative Commons Attribution -NonCommercial 4.0 International (CC BY-NC 4.0) (, which permits remixing, adapting, and building upon the work for non-commercial use, provided the original work is properly cited.


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