Navigating the Legal Landscape of Health Insurance: Key Challenges in Coverage and Claims

  • Anirudh Rajesh Warrier and Sankara Raman AI
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  • Anirudh Rajesh Warrier

    Student at Christ (Deemed to be University), Lavasa Campus, Pune, India

  • Sankara Raman AI

    Student at Christ (Deemed to be University), Lavasa Campus, Pune, India

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Abstract

Healthcare coverage and savings are crucial for ensuring financial stability. Nevertheless, the complexity of health insurance coverage poses significant legal concerns. This paper delves into the principles of health insurance, the hindrances in implementing policies, legal remedies and accessibility issues, with particular attention to India especially the state based or sponsored health insurance scheme. It also addresses the problems of fraud and offers a comparison between different countries with respect to health insurance coverage, outlining areas for improvement by showcasing the appreciable features of the insurance across the globe.

Type

Research Paper

Information

International Journal of Law Management and Humanities, Volume 8, Issue 2, Page 237 - 272

DOI: https://doij.org/10.10000/IJLMH.119095

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This is an Open Access article, distributed under the terms of the Creative Commons Attribution -NonCommercial 4.0 International (CC BY-NC 4.0) (https://creativecommons.org/licenses/by-nc/4.0/), which permits remixing, adapting, and building upon the work for non-commercial use, provided the original work is properly cited.

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