Abstract

MSMEs are seen as the engine of national economic progress, as they can engage large numbers of young people and the poor and thus increase productivity and community income for low-income groups. However, there is a need of strengthening MSMEs, by utilizing latest technology like AI, Digitalization, making awareness among people about scheme. This study uses qualitative research using a literature review method. For this research, literature was sourced from google scholar using the search terms "SCHEME", "AI", "DIGITALIZATION", "SUSTAINABILY" in MSME. This study reviewed articles from 2019 to 2025 and presents the findings in a comprehensive manner. The objective of this study is to review existing literature based on technology and scheme utilized and sustainability in MSME sector. This research will assist scholars and educators within the fields of MSME sector. Literature reviews are important to map the existing study problem and develop further knowledge and to find research gap. Based on the existing article findings of the study suggests adopting AI, digital transformation and acknowledging scheme, sustainability will improve the MSME sector to the competitive global level businesses.

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