Law relating to Non-performing Asset with special reference to Recovery of Non-performing Asset in banks

  • Srividya.S
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  • Srividya.S

    LLM student at REVA University, India.

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Non-performing Asset is one of the biggest problem in India. It is a threat to the country and hinders the development of the country. Non-performing Asset is higher in banking sector. In recent years it has been increasing to a great extent, especially in the public sector banks. The increasing Non-performing Asset has its implications on profitability, liquidity of the banks. It will also affect the goodwill and public image of the banks. Non-performing Asset should be recovered as much as possible. There are certain ways to recover the Non-performing Asset under the various laws in India. This paper is to understand the laws that governs the Non-performing Asset and ways to recover it. This paper will also analyze the different modes of recovery adopted by the banks to recover Non-performing Asset and which is the more effective mode of recovery.


Research Paper


International Journal of Law Management and Humanities, Volume 5, Issue 2, Page 1457 - 1468


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